Malaysia recorded 18.4 billion e-payment transactions in 2025, signalling rapid digital growth. But as volumes surge, AML/CFT controls face mounting pressure. From DuitNow QR onboarding risks to cross-border payment exposure, this article explores key compliance challenges financial institutions must address to stay ahead.

In this article, we help differentiate between the two AML/CFT & TFS policies issued by Bank Negara Malaysia, which can be challenging.